The appraisal came back and the house appreciated a little over 170k in 18 months. That is really quite amazing and yet I was disappointed as I was hoping for more. That said I am grateful it is as high as it is and will allow me to do some money saving projects. And really, I don’t need to do everything all at once. The loan is at the underwriter for final review and if all goes smoothly it will fund at the end of next week or early the week after. My plans are a new roof and solar and a re-landscape of the front with some small improvements in the back yard and maybe the creation of a laundry room. The bathrooms and kitchen are fine for now and I will indeed get to them eventually. The solar rebate should allow for one bathroom or similar sized project to be done at the end of the year.
The backyard apparently gets a lot of sun and the outdoor rugs fade and basically get torn up after a year or so out there. As a result I have now replaced all the rugs out back and hopefully have bought inexpensive ones that will last for awhile that were cheap enough I won’t care when they ultimately meet their demise. The cushions also seem to fade rather quickly and I just don’t have it in me to keep the covers on all the time. As a result I think I am on the three year cushion replacement plan which I can totally live with.
For some reason the coffee table that came with the couch was falling apart and after much searching I found a new tile one that i think will last and that I liked and that wasn’t a fortune. I also ordered new cushions for the top patio chairs as those were really beyond saving. hopefully they will arrive in the next few weeks. SO the backyard feels pretty updated and ready for summer. I would like to get some of the sculpture pieces powder coated but that I will need to wait on a bit.
Here is a before and after picture of the main seating area. I found the rug before the table but I think its sorta funky and fun.
Here is the back of the yet to be re cushioned chairs and a glimpse of the new rug.
Looking forward to a few more improvements in the back that will make it even more enjoyable!
So finally, three banks later, I found a potential home equity lender that will do an actual appraisal of the house to determine its value. Real estate is so micro neighborhood these days I think this will really work to my benefit. At least I hope it will. The last bank did a drive by and appraised the house much lower than I was hoping for. I am optimistic that once a full appraisal is done the work I have done this far will help as well as all the neighborhood improvements. I’ve been reading what to do for an appraisal and apparently I should hand them a list of work I’ve done on the house as well as my own list of recent comps and neighborhood news and improvements.
That said I had Edwin here fixing any little thing I could see just so an appraiser wouldn’t be able to find anything not perfect. I also have him dry walling the garage tomorrow because it looks so dilapidated in its current state. Maybe I’m nuts and it won’t matter but I figure best foot forward and all that, it will be about 90% done by Tuesday. Also, hopefully the gardener will be by today to get some additional minor clean up done… Fingers crossed…..I really want a new roof, solar, landscaping, kitchen update, etc….
Spent some time out in the yard this weekend and I was surprised and happy to see an artichoke and blueberries already doing their thing. I’ve yet to get the veggie beds replanted but will eventually and in the meantime, it’s nice to see so things growing all on their own. I also got a second blue orb thing and finally have 2 of the 3 outdoor rugs replaced. Seems outdoor rugs don’t last all that long if you leave them outside!